Kashup is Africa's mobile-first wealth platform. Budget, invest, and grow from one app — in your language, your currency, and your local rails. Start from $1.
700 million smartphone users. 800 million mobile money accounts. Single-digit retail investor penetration. Kashup is the bridge.
Budgeting, investing, crypto, linked accounts, market news, and social banking — unified into a single, trusted mobile experience built for African users.
Cash, investments, crypto, linked wallets, and liabilities — unified with performance over 1D, 1W, 1M, 3M, 1Y, or all time.
Kashup meets you on the apps you already use. Telegram and WhatsApp bots for balance, price alerts, and confirmations.
Local listings and global markets. No minimums, no paperwork walls.
Licensed custody. Explicit key messaging. Withdrawal whitelists and cool-downs by default.
Auto-categorization, monthly caps, subscription detection. Built for real African spending patterns.
Financial education in short videos and quizzes, delivered in the languages of the communities Kashup serves.
Biometric login. Device binding. Real-time fraud scoring on every transaction. HSM-backed custody. Immutable audit log. Every money movement, signed.
Kashup is engineered like a bank and shipped like a product. Six pillars protect every deposit, every trade, every withdrawal — from the moment you tap "sign up" to the moment you cash out.
Licensed brokerage and exchange partners in every market. We build with regulators, not around them.
Face ID, Touch ID, and fingerprint login. Your biometrics never leave your device. Device binding stops account takeover.
Deposit and withdraw through Telebirr, M-Pesa, MTN, Airtel, Chipper, and Flutterwave. Reconciled in real time.
We tell you who holds your keys. Qualified custodians, HSM-backed signing, and 24-hour cool-downs on new addresses.
Every money-moving event is risk-scored in under 200 ms. Anomalies flagged, velocity limited, you're notified.
Every transaction is written to an immutable audit log — reconstructable to the millisecond, forever.
Foreign apps have depth but no localization. Neobanks have accounts but no investing. Crypto exchanges have speculation but no wealth. Mobile wallets have payments but no growth. Kashup does all of them, for Africa.
No branch visits. No paperwork. Just your phone, a mobile money account, and a few taps.
Phone number plus a one-time code. Tiered KYC. View markets in under 60 seconds.
Telebirr, M-Pesa, MTN, Airtel, Chipper. Deposit from $1. No bank account required.
Stocks, crypto, tokenized gold. Watchlists, fractional shares, and clear fees before every trade.
Real-time portfolio, contextual education, and alerts on your terms — in-app, Telegram, or WhatsApp.
Kashup starts with a focused Ethiopia MVP, expands through live investing and mobile money rails, and grows into a pan-African wealth platform across mobile, web, and social banking channels.
"Mobile money proved financial inclusion at scale is possible in Africa.
Kashup extends that thesis from payments
into wealth."
Mobile money proved financial inclusion at scale is possible in Africa. Kashup extends that thesis from payments into wealth — so every smartphone owner can save, invest, and grow, regardless of income or banking status.
Every smartphone owner in Africa deserves the same wealth tools the West has had for decades. Not a watered-down version. The real thing — with local rails and local trust.
Financial literacy belongs next to the button that moves your money. We teach in context, in the languages our users actually speak, in the formats they actually watch.
Kashup funds through mobile money, speaks in local languages, and partners with licensed local institutions. We don't port a Western app; we build for how Africa actually moves money.
Wealth shouldn't require a minimum balance or a postal address in a capital city. Kashup opens on any smartphone, funds from any mobile wallet, and starts with whatever our users have.
"I grew up watching brilliant people run small businesses without ever being able to put a single dollar to work for them. Kashup exists so the next generation doesn't inherit that ceiling."
We're a small, senior team building the wealth platform Africa deserves. Remote-first, mission-heavy, equity-meaningful. If that sounds like your kind of work, we want to hear from you.
Most fintechs fight over the same saturated markets. You'd be building financial infrastructure for a continent that is still being built.
Distributed team across Africa and the diaspora. No mandatory office, no 9-to-5, no performative presence. Ship what matters.
Early team members take real ownership with clear vesting and transparent cap table. If we win, you win.
Kashup doesn't replace the financial infrastructure our users already trust. We partner with licensed banks, mobile money providers, brokerages, and exchanges to bring investing and wealth tools on top of rails that already work.
Licensed banking partners for core accounts, settlement, float, and regulatory cover in every market we enter.
Deposits and withdrawals on the rails our users already hold in their pockets.
Licensed execution partners for equities and crypto, plus qualified custodians for digital asset custody.
Best-in-class vendors for identity, fraud, messaging, and cloud — so we ship fast without cutting corners.
Bank, telco, broker, exchange, or infrastructure provider? Let's talk.
Coverage, interviews, and commentary about Kashup and the future of African wealth. For press inquiries, contact press@kashup.com.
Kashup is launching in closed beta. Join the waitlist to get early access the moment we open in your country.